![]() Go to the bottom floor with the holes in the ground, and ride the bird cage elevator located on the right side. ![]()
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Credit score ranges fico 201810/10/2023 ![]() What Is an Excellent Credit Score?Īn excellent credit score ranges from 750 to 850. There are other factors that come into play in these situations, but having a good credit score will set you apart from the rest and flag you as a good candidate. In your lifetime you’ll come across one, if not all, of these individuals who will be judging your trustworthiness based on your credit score. ![]() Credit Scores at a Glance:īad Credit: below 600 Who Looks at Your Credit Score?Ĭredit scores are looked at by landlords, property managers, mortgage lenders, student loan providers, insurance companies, and other lenders. Conversely, if you have multiple accounts that have late payments it’s an indicator that you aren’t responsible for managing your money and the risk to lend to you is high. If you have a long payment history and pay your bills on time, you’ll have a higher score that will signal to lenders that you’re responsible and will pay them back in full, on time. These factors determine the risk that a lender is taking when you borrow money. Although some lenders may have different criteria on how they judge a score, in general, a score over 700 is considered a good credit score.Ī credit score is a number calculated based on a variety of factors such as payment history, number of accounts, and amount owed. Whether you are looking at your FICO credit score or VantageScore, similar rating systems apply. But what does that number mean? Is that a good credit score? And how do you even get a free credit report and score? When looking at these numbers, it’s helpful to consider the credit score scale ranges from 300 to 850. A 2015 study found that the national average FICO credit score was 695 while the national average Vantage score was 673. AuthorWrite something about yourself. No need to be fancy, just an overview. ArchivesCategories |